The first six digits from the account number in almost any bank card indicate the lending company Identification Numbers (BIN). These numbers are essential as they should be verified before any payment can be authorized. Validating this number demands the use of a BIN list tool to recognize the institution that issued the cardboard and other secured information.

The BIN checker tool, because i mentioned earlier, is a tool employed in authenticating the corporality of the bank identification number from updated databases.

The principal aim of it is to buy the required information needed to validate transactions completed with credit cards. This involves checking the first 3 to 5 digit in the debit or credit card.

Because of frequent changes along with the great deal of records it covers – over 300, 000 record right now – it really is extremely hard to keep up or read straight from the BIN list.

Fortunately there’s a tool which enables curb this drawback – the BIN checker tool. We are going to talk much more about it next article.

How TheBIN List Tool Works

It really is really quite simple. The aim of the tool is to lookup the BIN to find out if it is just a credit, debit prepaid, or plastic card.

To work with the too, simply go into the first six digit and then click check. The tool brings up every one of the secured information associated with the BIN you entered.

Listed here is a table showing the credit card the perception of BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, the first digit from the charge card number.

Here’s a table showing the Major Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is effective in determining the cardboard type by traders. It tells be it credit cards, bank card, prepaid credit card, or credit card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.

To read more about BIN Checker web site: read this.