The first six digits with the account number in a plastic card indicate the financial institution Identification Numbers (BIN). These numbers are very important because they should be verified before any payment can be authorized. Validating the dpi requires the using a BIN list tool to distinguish the institution that issued the cardboard as well as other secured information.

The BIN checker tool, because i mentioned earlier, is really a tool used in authenticating the corporality of a bank identification number from updated databases.

The principal purpose of it is to buy the essential information required to validate transactions done with charge cards. This requires examining the first 3 to 5 digit of the credit or debit card.

On account of frequent changes and also the massive amount records who’s covers – over 300, 000 record right now – it is extremely difficult to maintain or read straight from the BIN list.

Fortunately there exists a tool that assists curb this drawback – the BIN checker tool. We’re going to talk more about it within the next article.

How TheBIN List Tool Works

It is really quite simple. The objective of the tool is to lookup the BIN to see if it is just a credit, debit prepaid, or plastic card.

To use the too, simply enter the first six digit and then click check. The tool will bring up each of the secured information related to the BIN you entered.

This is a table showing the cardboard the perception of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for your Major Industry Identifier, the actual first digit from the bank card number.

Here is a table showing the Major Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why do you use the BIN list tool?

• The BIN list tool is helpful in determining the credit card type by traders. It tells whether it’s a charge card, bank card, prepaid card, or plastic card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the chance to monitor suspicious orders.

For more info about BIN Checker explore our new web site.