The initial six digits of the account number in any plastic card indicate the Bank Identification Numbers (BIN). These numbers are essential because they must be verified before any payment could be authorized. Validating the dpi necessitates the using a BIN list tool to recognize the institution that issued the card and other secured information.
The BIN checker tool, because i mentioned earlier, is really a tool doing work in authenticating the corporality of your bank identification number from updated databases.
The primary purpose of this tool is to buy the required information had to validate transactions finished with credit cards. This involves checking the first 4 to 6 digit with the credit or debit card.
Because of frequent changes and the number of records that it covers – over 300, 000 record at this time – it is extremely difficult to maintain or read completely from the BIN list.
Fortunately there is a tool that assists curb this drawback – the BIN checker tool. We’re going to talk more about it within the next article.
How TheBIN List Tool Works
It is easy enough. The purpose of the tool is always to lookup the BIN to find out if it’s a credit, debit prepaid, or plastic card.
To use the too, simply go into the first six digit and then click check. The tool will bring up all the secured information associated with the BIN you entered.
Here’s a table showing the cardboard design for BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, the actual first digit of the plastic card number.
Below is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is helpful in determining the credit card type by traders. It tells whether it’s a card, debit card, prepaid card, or charge card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possiblity to monitor suspicious orders.
More details about BIN Checker see the best site.
