The first six digits from the account number in almost any credit card indicate the lender Identification Numbers (BIN). These numbers are very important as they should be verified before any payment will be authorized. Validating this number requires the use of a BIN list tool to spot the institution that issued the card and other secured information.

The BIN checker tool, while i mentioned earlier, is really a tool used in authenticating the corporality of a bank identification number from updated databases.

The key function of this tool is to buy the required information had to validate transactions done with cards. This involves checking the first Four to six digit from the credit or debit card.

Because of frequent changes along with the number of records who’s covers – over 300, 000 record at this time – it is almost impossible to keep up or read from the BIN list.

Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We will talk more about this tool within the next article.

How TheBIN List Tool Works

It really is easy enough. The aim of the tool is always to lookup the BIN to ascertain if it’s a credit, debit prepaid, or credit card.

To utilize the too, simply enter the first six digit and click on check. The tool provides up every one of the secured information associated with the BIN you entered.

Listed here is a table showing the cardboard the perception of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, the actual first digit with the plastic card number.

Here is a table showing the Major Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is helpful in determining the charge card type by traders. It tells whether it is a charge card, debit card, prepaid credit card, or plastic card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the chance to monitor suspicious orders.

For additional information about BIN Checker see our web page.