The very first six digits with the account number in almost any plastic card indicate the lender Identification Numbers (BIN). These numbers are important because they has to be verified before any payment can be authorized. Validating the dpi requires the utilization of a BIN list tool to distinguish the institution that issued the cardboard and other secured information.

The BIN checker tool, because i mentioned earlier, can be a tool doing work in authenticating the corporality of an bank identification number from updated databases.

The key aim of this tool is to buy the required information had to validate transactions done with bank cards. This involves checking the first 4 to 6 digit with the debit or credit card.

On account of frequent changes along with the massive amount records that it covers – over 300, 000 record at this time – it is almost impossible to keep up or read completely from the BIN list.

Fortunately there’s a tool that helps curb this drawback – the BIN checker tool. We will talk much more about it in the next article.

How TheBIN List Tool Works

It really is pretty simple. The aim of the tool would be to lookup the BIN to determine if it is a credit, debit prepaid, or charge card.

To utilize the too, simply enter in the first six digit and then click check. The tool provides up every one of the secured information linked to the BIN you entered.

This is a table showing the cardboard design for BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, which is the first digit from the charge card number.

Here is a table showing the main Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies

Why do you use the BIN list tool?

• The BIN list tool is advantageous in determining the charge card type by traders. It tells whether it is credit cards, bank card, prepaid credit card, or plastic card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the possiblity to monitor suspicious orders.

More info about BIN Checker web site: click to read more.