The 1st six digits from the account number in a charge card indicate the financial institution Identification Numbers (BIN). These numbers are very important as they should be verified before any payment could be authorized. Validating the dpi requires the usage of a BIN list tool to identify the institution that issued the card and other secured information.

The BIN checker tool, because i mentioned earlier, is a tool employed in authenticating the corporality of an bank identification number from updated databases.

The primary objective of this tool is to find the necessary information necessary to validate transactions done with credit cards. This requires checking the first Four to six digit of the debit or credit card.

As a result of frequent changes along with the wide range of records it covers – over 300, 000 record at this time – it’s almost impossible to keep or read completely from the BIN list.

Fortunately you will find there’s tool that can help curb this drawback – the BIN checker tool. We will talk much more about it within the next article.

How TheBIN List Tool Works

It can be simple. The purpose of the tool is always to lookup the BIN to ascertain if this is a credit, debit prepaid, or bank card.

To work with the too, simply enter the first six digit and then click check. The tool will bring up all the secured information associated with the BIN you entered.

Here’s a table showing the card design for BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, which is first digit in the bank card number.

Below is a table showing the main Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

The reason to use the BIN list tool?

• The BIN list tool is advantageous in determining the credit card type by traders. It tells whether it’s a charge card, bank card, prepaid credit card, or bank card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possiblity to monitor suspicious orders.

For additional information about BIN Checker visit our net page.