The initial six digits from the account number in different bank card indicate the lending company Identification Numbers (BIN). These numbers are necessary while they must be verified before any payment will be authorized. Validating this number demands the use of a BIN list tool to spot the institution that issued the charge card and also other secured information.

The BIN checker tool, when i mentioned earlier, is a tool doing work in authenticating the corporality of your bank identification number from updated databases.

The key purpose of this tool is to find the mandatory information necessary to validate transactions completed with credit cards. This requires checking the first 3 to 4 digit in the debit or credit card.

As a result of frequent changes as well as the massive amount records which it covers – over 300, 000 record at this time – it really is extremely difficult to maintain or read directly from the BIN list.

Fortunately there exists a tool that helps curb this drawback – the BIN checker tool. We’re going to talk much more about this tool next article.

How TheBIN List Tool Works

It really is pretty simple. The purpose of the tool is to lookup the BIN to ascertain if it’s a credit, debit prepaid, or charge card.

To make use of the too, simply enter in the first six digit and click on check. The tool provides up all of the secured information in connection with the BIN you entered.

This is a table showing the cardboard the appearance of BIN range and length.

Card the perception of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, the first digit of the bank card number.

Below is a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

Why do you use the BIN list tool?

• The BIN list tool is useful in determining the credit card type by traders. It tells whether it be credit cards, debit card, prepaid card, or charge card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the chance to monitor suspicious orders.

For more info about BIN Checker just go to this popular internet page.