The first six digits in the account number in different charge card indicate the lending company Identification Numbers (BIN). These numbers are necessary because they must be verified before any payment will be authorized. Validating this number involves the usage of a BIN list tool to recognize the institution that issued the card as well as other secured information.
The BIN checker tool, because i mentioned earlier, can be a tool utilized in authenticating the corporality of your bank identification number from updated databases.
The main purpose of it is to find the required information had to validate transactions carried out with credit cards. This requires examining the first 4 to 6 digit with the debit or credit card.
Because of frequent changes as well as the massive amount records it covers – over 300, 000 record currently – it’s extremely hard to maintain or read straight from the BIN list.
Fortunately there exists a tool that helps curb this drawback – the BIN checker tool. We are going to talk much more about this tool next article.
How TheBIN List Tool Works
It’s pretty simple. The purpose of the tool is always to lookup the BIN to ascertain if it is a credit, debit prepaid, or bank card.
To work with the too, simply enter in the first six digit and then click check. The tool will bring up every one of the secured information associated with the BIN you entered.
This is a table showing the charge card the perception of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, which is first digit with the credit card number.
Below is a table showing the key Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is effective in determining the credit card type by traders. It tells whether it’s a credit card, debit card, prepaid credit card, or credit card.
• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the chance to monitor suspicious orders.
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