The very first six digits with the account number in a charge card indicate the Bank Identification Numbers (BIN). These numbers are essential since they has to be verified before any payment will be authorized. Validating this number demands the using a BIN list tool to identify the institution that issued the card and also other secured information.
The BIN checker tool, because i mentioned earlier, is often a tool doing work in authenticating the corporality of the bank identification number from updated databases.
The key objective of it is the mandatory information had to validate transactions finished with charge cards. This requires examining the first Four to six digit in the debit or credit card.
As a result of frequent changes and also the wide range of records it covers – over 300, 000 record right now – it is extremely difficult to take care of or read from the BIN list.
Fortunately there’s a tool that assists curb this drawback – the BIN checker tool. We’ll talk much more about it over the following article.
How TheBIN List Tool Works
It is easy enough. The objective of the tool is usually to lookup the BIN to determine if it is just a credit, debit prepaid, or bank card.
To utilize the too, simply type in the first six digit and click on check. The tool provides up every one of the secured information associated with the BIN you entered.
Here is a table showing the credit card the perception of BIN range and length.
Card the perception of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, which is the first digit in the bank card number.
Below is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is helpful in determining the cardboard type by traders. It tells be it a credit card, debit card, prepaid credit card, or credit card.
• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possiblity to monitor suspicious orders.
To learn more about BIN Checker webpage: check here.
