The first six digits of the account number in a bank card indicate the lender Identification Numbers (BIN). These numbers are necessary as they has to be verified before any payment could be authorized. Validating the dpi necessitates the using a BIN list tool to identify the institution that issued the charge card as well as other secured information.

The BIN checker tool, while i mentioned earlier, is often a tool doing work in authenticating the corporality of a bank identification number from updated databases.

The key objective of this tool is to buy the necessary information necessary to validate transactions done with charge cards. This implies examining the first 3 to 4 digit of the credit or debit card.

On account of frequent changes along with the great deal of records that it covers – over 300, 000 record at this time – it is extremely hard to keep up or read directly from the BIN list.

Fortunately you will find there’s tool that can help curb this drawback – the BIN checker tool. We will talk more about it within the next article.

How TheBIN List Tool Works

It can be simple. The purpose of the tool is to lookup the BIN to ascertain if this is a credit, debit prepaid, or plastic card.

To make use of the too, simply enter in the first six digit and then click check. The tool will take up each of the secured information linked to the BIN you entered.

Here’s a table showing the charge card the appearance of BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, the actual first digit of the bank card number.

Below is a table showing the Major Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

The reason to use the BIN list tool?

• The BIN list tool is effective in determining the cardboard type by traders. It tells whether it is a charge card, bank card, prepaid credit card, or bank card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.

For additional information about BIN Checker explore our new web site.