Apple Pay copies PayPal

Apple (NASDAQ: AMZN) is attempting to increase Apple Pay’s popularity by subtracting a site away from PayPal’s playbook. , September 13, 2016, Apple updated its os so enable Apple Pay users will pay online on a website.

Around 200,000 websites now support Apple Pay, Computerworld reported. To use the service consumers should find the Apple Pay button on a website.

Mac desktop and laptop users will have to authenticate all purchases; having a finger print scan by using an iPhone, or a double talk about a Mac Watch. Meaning Mac users by having an Android phone will be doomed.

Users will also gain to accomplish their shopping in Apple’s Safari browser. Computerworld reported the next Mac Main system; Sierra, will allow customers to pay with Apple Pay without having a finger marks scan – as long as they login using an iCloud account. Since Sierra is not yet available, it seems as though Mac users may need to buy an iPhone to visit shopping on the web.

Or they could just use PayPal; which doesn’t require a fingerprint, or their credit card. You have to wonder why anybody would bother with Apple’s payment solution.

Another major drawback is always that many major websites; such as the biggest name in US online retail Amazon (NASDAQ: AMZN), still don’t take Apple Pay. Also refusing to adopt Apple Pay is the second largest online general merchandise retailer in the usa: Walmart.com. Since both Walmart and Amazon are pushing their unique payment solutions it can be unlikely that either of these will get for the Apple Pay bandwagon anytime soon.

Venmo Meet Siri

It looks as if Apple Pay is not a serious threat to PayPal Holdings (NASDAQ: PYPL). Instead PayPal is really expanding to Apple; its’ Venmo money-transfer app is integrated with iOS 10.

That means Venmo users can send money using Siri and iMessage, Venmo’s blog claimed. A Venmo user can even say hey Siri send Joe $30 and will also happen.

It appears to be if PayPal and not Apple could be the way forward for online and social media payment. Apple Pay seems doomed to be a market product. One must ponder whether which means PayPal might soon support Apple Pay.

Apple Pay Going to Japan, Russia and New Zealand

It appears to be if there could be a larger niche for Apple Pay away from US when compared to its home country. A theory Tim Cook generally seems to accept; Fortune reported that Apple has plans to roll Apple Shell out in Japan, Russia and Nz this fall.